Unlocking Wealth™

© 2023 Korzo Inc. © 2023 Korzo Financial LLC (“Korzo”) is a registered investment adviser with the Securities and Exchange Commission (“SEC”) and is based in Palo Alto, California, United States. Korzo Financial LLC is a subsidiary of Korzo Inc. organized as a limited liability company under the laws of the state of Delaware. By using this website, you acknowledge and agree to Korzo’s Terms of Use and Privacy Policy. There are risks associated with investing, including the potential loss of principal, and past performance neither guarantees nor assures positive future performance. Please consult with your tax professional to better understand the implications surrounding your specific circumstances regarding tax consequences and the suitability of the Korzo wealth intelligence advisor services pursuant your written advisory client agreement. Investment strategies and advice provided through the app are based on each client’s specific financial situation. Investment recommendations provided to you may be different or conflicting with the advice given to other clients regarding the same security or investment. Please consider your investment objectives, risk tolerance, and Korzo Financial LLC’s fees prior to investing. Although Korzo Financial LLC does not require clients to have a minimum balance to invest, accounts with balances below a certain threshold may have certain account restrictions. Pricing information can be found within the pricing page and Form ADV Part 1. Additional information and disclosures can be found within Korzo Financial LLC’s Form ADV Part 2 and Form CRS. Market data as well as other forms of alternative data and insights are accessible through the Korzo application and are made available through Korzo Inc. Products offered by Korzo Inc. to clients using the Korzo application are not considered investment advice. Literature, articles, and training material made available through the Korzo application are for educational purposes only and are not investment or tax advice. Information provided on this site does not constitute an offer, solicitation of an offer, or advice to buy or sell securities in any jurisdiction where: (1) Korzo Financial LLC is not registered or (2) to any person to whom it is not lawful to make such an offer. All investment decisions and portfolio activity services are provided by the Korzo wealth intelligence advisor and Korzo Financial LLC. All securities related brokerage and custodial services of client funds and securities are maintained by Apex Clearing Corporation. Apex Clearing Corporation is a qualified custodian, broker-dealer firm, and member of FINRA and SIPC licensed in 50+ US States. The investment of digital assets including cryptocurrencies are also provided by the Korzo wealth intelligence advisor and Korzo Financial LLC. The investment of digital assets including cryptocurrencies are also provided by Korzo Financial LLC. Cryptocurrency execution and custody services are provided by Bakkt Crypto Solutions, LLC (NMLS ID 1828849) through a software licensing agreement between Bakkt Crypto Solutions, LLC (“Bakkt Crypto Solutions”) and Korzo Financial LLC. Bakkt is not a registered broker-dealer or a member of FINRA or SIPC. Cryptocurrencies are not FDIC or SIPC insured. Bakkt Crypto Solutions is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Please ensure that you fully understand the risks involved before trading: Bakkt Crypto Solutions LLC - Legal Disclosures

Korzo and Unlocking Wealth are trademarks of Korzo Inc. in the United States and other countries. Apple and iPhone are trademarks of Apple Inc. in the United States. Google and the Google Play logo are trademarks of Google LLC in the United States.

¹ The korzo AI-Powered Assistant leverages a large language model (LLM) to provide a semantic layer on top of your financial and investment data. As an internet only advisor, korzo will not provide human advice to users. All responses from the AI-Powered Assistant are not generated by humans and are designed to respond solely in the best interest of the user. The AI-Powered Assistant is designed to provide users with transparency into their finances, enabling them to interpret their financial behavior in a clear and concise manner. Any insights, suggestions, advice, or recommendations generated by the AI-Powered Assistant are meant for educational purposes only and should not be construed as investment advice. Through rigorous prompt engineering, sensitive data encryption, and adherence to korzo’s privacy policies, the LLM powering the AI-Powered Assistant eliminates all potential conflicts of interest between the user and the korzo application (and its affiliates).

² The Securities and Exchange Commission (SEC) does not endorse or recommend products, services, or investments of korzo or its affiliates. Registration with the SEC does not imply a certain level of skill or training.

³ The High Yield Cash Savings Account has an Annual Percentage Yield (APY) of 4.50% as of July 28, 2023 with rates subject to change without notice before or after the High Yield Cash Savings Account is opened. Changes to the APY will be updated at korzo.com The High Yield Cash Savings Account presented to korzo customers is an offering by Apex Clearing Corporation, a qualified custodian, broker-dealer firm, and member of FINRA and SIPC licensed in 50+ US States. The cash balance in the High Yield Cash Account is held by Apex Clearing Corporation via their Apex FDIC Sweep Program which sweeps the cash balance to one or more banks (the “program banks”) where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC insurance is only provided when the funds arrive at the program banks and Apex Clearing Corporation uses more than one program bank to ensure FDIC coverage of up to $5 million for your cash deposits. The full list of participating program banks utilized by Apex Clearing Corporation can be found here. These funds are not being managed by korzo and korzo receives no benefit from Apex Clearing Corporation by offering it to customers. FDIC insurance provides coverage which is limited to $250,000 per qualified customer account per banking institution. For more information about the Apex Clearing Corporation FDIC Sweep Program or FDIC insurance coverage, please visit apexfintechsolutions.com and FDIC.gov respectively.